Santa won't be the only one in the red this year
Starting week after next, the Christmas/Kwanzaa season will be in full swing and you can be sure of a couple of things: the kiddies and your loved ones will be happy, but your wallets will be much thinner.
A news story touting America's financial picture said it quite succinctly and plainly last week: "We're broke," it intoned, citing the record number of bankruptcies being filed, especially in the wake of the Sept. 11 disaster when thousands of persons lost their means of making a living.
Americans have been encouraged to spend, spend, spend this holiday season, by no less an authority than President Bush. In the light …

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